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Oliver Buchannon
Lauren Brown

Lauren is a seasoned financial writer with 14+ years of experience in wealth management and financial planning. A CFA charterholder with a finance degree, she’s worked with leading asset managers in Canada, advising high-net-worth clients on portfolios, planning, and strategy. Now, she brings that same depth of insight to American Ledger—cutting through the noise to deliver clear, actionable takes on U.S. markets.

The Real Inflation Story of 2025 Isn’t Over Yet

The Real Inflation Story of 2025 Isn’t Over Yet

Services Prices Are Still Elevated. And That’s the Fed’s Nightmare.

Dec 23, 2025

The New Market Leadership: Which Sectors Take Over If Tech Finally Rests?

The New Market Leadership: Which Sectors Take Over If Tech Finally Rests?

How a crowded trade opens the door for quieter sectors.

Dec 18, 2025

The Rise of the “Slow-Money Portfolio”: Why Investors Are Shifting to Duration

The Rise of the “Slow-Money Portfolio”: Why Investors Are Shifting to Duration

Extending duration again as cuts come into view.

Dec 16, 2025

Corporate Margins Are Cracking. And Q1 2026 Earnings May Be the First Real Test

Corporate Margins Are Cracking. And Q1 2026 Earnings May Be the First Real Test

Slowing demand and elevated costs are beginning to pressure earnings expectations

Dec 15, 2025

The $1 Trillion Interest Bill: What Rising Federal Costs Mean for Markets

The $1 Trillion Interest Bill: What Rising Federal Costs Mean for Markets

When Debt Service Becomes a Market Signal.

Dec 12, 2025

The Coming Insurance Shock: Why Premiums May Jump Again in 2025–26

The Coming Insurance Shock: Why Premiums May Jump Again in 2025–26

Higher risk costs are being baked into every renewal

Dec 10, 2025

Are We Overestimating Corporate Cash Strength? The Liquidity Mirage

Are We Overestimating Corporate Cash Strength? The Liquidity Mirage

When Cash Piles Grow But Cash Engines Lag

Dec 9, 2025

The “Efficiency Bubble”: Are Companies Overestimating Productivity Gains?

The “Efficiency Bubble”: Are Companies Overestimating Productivity Gains?

When Productivity Surges Begin to Lose Momentum

Dec 8, 2025

What the Fed Can’t Say Yet About Stagflation Risk

What the Fed Can’t Say Yet About Stagflation Risk

Inflation’s slowdown has stalled just as growth begins to slip

Dec 5, 2025

The Disappearing IPO Market: What It Signals About Risk Appetite

The Disappearing IPO Market: What It Signals About Risk Appetite

Why a Quiet Primary Market Matters for Investors

Dec 4, 2025

Elon’s Latest Deal Could Lead to His Biggest IPO Yet

Elon’s Latest Deal Could Lead to His Biggest IPO Yet

Americans used a record 132 trillion megabytes of mobile data last year.

Dec 3, 2025

The 2026 Debt Wall: Why Corporate Refinancing Will Reshape Markets Next Year

The 2026 Debt Wall: Why Corporate Refinancing Will Reshape Markets Next Year

Higher rates meet rising maturities — and balance sheets will feel it.

Dec 2, 2025

The S&P 500’s Earnings Plateau — What Flat Profit Margins Signal

The S&P 500’s Earnings Plateau — What Flat Profit Margins Signal

Why a steady top line isn’t lifting bottom lines

Dec 1, 2025

Credit Markets’ Quiet Repricing — How Higher Yields Are Reshaping Risk

Credit Markets’ Quiet Repricing — How Higher Yields Are Reshaping Risk

Why tighter credit conditions now carry more weight.

Nov 28, 2025

The Silent Slowdown: Why Q4 Growth Is Losing Steam Faster Than Forecasts

The Silent Slowdown: Why Q4 Growth Is Losing Steam Faster Than Forecasts

A cluster of soft indicators is pointing to a cooler finish to 2025

Nov 27, 2025

The New Retail Investor Recession: Trading Volumes Are Cratering

The New Retail Investor Recession: Trading Volumes Are Cratering

Trading activity is slipping, but not collapsing. That’s what makes it interesting.

Nov 26, 2025

America’s Coming Fiscal Hangover

America’s Coming Fiscal Hangover

When Rising Interest Costs Meet Record Federal Spending

Nov 25, 2025

The End of Easy Money for Startups

The End of Easy Money for Startups

How Tight Capital Markets Are Redefining Innovation in America

Nov 24, 2025

The Market’s New Problem: Layoffs Are Back and Wall Street Is Not Pricing It In

The Market’s New Problem: Layoffs Are Back and Wall Street Is Not Pricing It In

Why Rising Job Cuts Could Hit Corporate Earnings Faster Than Investors Expect

Nov 21, 2025

The Great Consumer Slowdown

The Great Consumer Slowdown

What Happens When Spending Finally Runs Out of Steam

Nov 20, 2025

The $1.8B Hidden Risk in Your Portfolio

The $1.8B Hidden Risk in Your Portfolio

Why Cloudflare’s Collapse Exposed a Blind Spot in U.S. Financial Reporting

Nov 19, 2025

When Inflation Gets Political

When Inflation Gets Political

How Policy Choices Not Prices Could Shape the Next Market Cycle

Nov 16, 2025

The New Corporate Debt Problem

The New Corporate Debt Problem

How Cheap Credit Turned Into an Expensive Liability

Nov 15, 2025

The Global Shift to ‘Just in Case’ Economics

The Global Shift to ‘Just in Case’ Economics

Why Supply Chains Are Getting Safer and More Expensive

Nov 10, 2025

The AI Productivity Mirage

The AI Productivity Mirage

Why the Boom in Efficiency Might Not Boost Profits — Yet

Nov 8, 2025

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